Insurance
A contract (policy) in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.BREAKING DOWN 'Insurance'
When shopping around for an insurance policy, look for the best priced package that is right for you - prices can vary from one insurance company to the next. And make sure you know what you want. Some individuals, for example, prefer 24-hour claims service or face-to-face contact with an insurance representative. Also consider the claims settlement process, the amount of the deductible and the extent of the replacement coverage. Insurance companies and the policies they offer are not all the same, so think about more than just the price.'Health Insurance' A type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
How can we help you with car insurance
Our service lets you compare multiple insurance brands in one quick
and easy search, and we provide much more than the price of the policy -
we show you the levels of cover so that you can make a more informed
decision.
To obtain a quote, fill out our simple-to-use forms with your basic
personal details, plus information on the vehicle to be insured and the
drivers you want on the policy.
Be ready to input the number plate (if known), estimated car value and annual mileage, your length of no claims bonus, the type of use the vehicle will be put to, details of accidents and/or convictions in the last five years and of your occupation.
To help narrow down your search you can choose your preferred level of voluntary excess, whether you want to protect your no claims bonus and if you'd prefer to pay annually or monthly, with the policy options available for comparison and customisation on our quotes screen.
Whether you're looking for comprehensive insurance, third party fire and theft, or third party only, and whether it's for one car or multiple vehicles, our service makes it easy to find the product that you want, with the latest information from independent financial research and software company Defaqto available to ensure you know exactly what you're getting from your purchase.
You can learn more about the difference between such policies in our
car insurance guides, where you'll also find the answers to frequently
asked questions.
Our guides offer more information on key areas such as telematics (black box) policies, and cover for women drivers, older motorists, modified and performance cars, young drivers, classic cars, and learner and new drivers.
There's also plenty to read on wider motoring and insurance issues, including vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips, and we can help you find the insurance group of your vehicle or of a potential purchase.
In today’s financial environment, it’s important to know that there are some things you don’t have to worry about. Life insurance can be the foundation of financial security for you and your family. It can be the base upon which other insurance and investment decisions are built.
Need more information?
Be ready to input the number plate (if known), estimated car value and annual mileage, your length of no claims bonus, the type of use the vehicle will be put to, details of accidents and/or convictions in the last five years and of your occupation.
To help narrow down your search you can choose your preferred level of voluntary excess, whether you want to protect your no claims bonus and if you'd prefer to pay annually or monthly, with the policy options available for comparison and customisation on our quotes screen.
Whether you're looking for comprehensive insurance, third party fire and theft, or third party only, and whether it's for one car or multiple vehicles, our service makes it easy to find the product that you want, with the latest information from independent financial research and software company Defaqto available to ensure you know exactly what you're getting from your purchase.
Did you know...?
- In 2014, 65% of motorists didn't switch their car insurance, potentially missing out on cheaper premiums
- The average UK motorist will own 26 cars and cover nearly 300,000 miles in their driving life
Our guides offer more information on key areas such as telematics (black box) policies, and cover for women drivers, older motorists, modified and performance cars, young drivers, classic cars, and learner and new drivers.
There's also plenty to read on wider motoring and insurance issues, including vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips, and we can help you find the insurance group of your vehicle or of a potential purchase.
Life Insurance
Different life situations call for different types of life insurance. Think about these things when you choose term, universal variable and whole life.In today’s financial environment, it’s important to know that there are some things you don’t have to worry about. Life insurance can be the foundation of financial security for you and your family. It can be the base upon which other insurance and investment decisions are built.
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